Fintech Startups That Raised Funding in India

GoSats

Location: Bengaluru, India

Funding: raises $5M

Date: 80 days ago

GoSats is a Bengaluru-based fintech startup that lets users earn Bitcoin and gold instead of traditional cashback on routine online purchases. Its platform converts everyday spending into long-term digital asset ownership, helping users build cryptocurrency wealth over time.

Metafin

Location: India

Funding: raises $10m

Date: 94 days ago

Metafin is an India-based fintech company that provides structured debt financing to underserved clients in rural markets, offering tailored credit solutions to small businesses and individuals.

Xflow

Location: India

Funding: secures $16.6 m

Date: 122 days ago

Xflow is an India-based fintech startup offering an automated B2B payments and accounts payable platform that helps businesses streamline invoice processing and payment workflows.

Stable Money

Location: Bengaluru, India

Funding: raises $25 m

Date: 128 days ago

Stable Money is a Bengaluru-based digital investment platform offering fixed-return products, including short-term fixed deposits and secured credit cards, enabling users to book FDs without a savings account and access instant withdrawals.

Stable Money

Location: Bengaluru, India

Funding: secures $25 m

Date: 128 days ago

Stable Money is a Bengaluru-based fintech startup offering a digital investment platform for fixed-income products. It enables users to seamlessly book fixed deposits and corporate bonds, providing diversified yield opportunities and streamlined access for retail and institutional investors.

Exponent One

Location: Bengaluru, India

Funding: raises $2 m

Date: 129 days ago

Exponent One is a Bengaluru-based fintech and asset management venture launched by Exponent Energy that provides financing solutions for commercial electric charging infrastructure by adapting to real-world earnings and assessing asset quality, charging patterns, and energy consumption.

Knight FinTech

Location: Mumbai, India

Funding: Raises $23.6m

Date: 172 days ago

Knight FinTech is a Mumbai-based fintech startup providing AI-driven banking infrastructure solutions, including risk assessment and lending systems, to modernize and scale banking operations.

Knight Fintech

Location: Mumbai, India

Funding: secures $23.6 m

Date: 175 days ago

Knight Fintech is a Mumbai-based fintech startup specializing in digital lending solutions for small and medium enterprises in India, offering AI-driven supply chain finance and short-term working capital loans.

Karbon Card

Location: New Delhi, India

Funding: raises $15 m

Date: 202 days ago

Karbon Card is a New Delhi-based fintech company offering corporate credit cards and expense management solutions for startups and SMEs, providing real-time analytics, automated reconciliation, and flexible credit lines to streamline business spending.

Finfactor

Location: India

Funding: secures $15 m

Date: 206 days ago

Finfactor is an Indian fintech company providing an RBI-licensed account aggregation platform (Finvu AA) alongside a suite of financial data analytics and wealth management tools, including multi-AA gateway, bank statement analyzer, and loan monitoring solutions for BFSI clients.

Finfactor

Location: India

Funding: secures $15 m

Date: 206 days ago

Finfactor is an RBI-licensed account aggregator platform offering a suite of financial tools— including multi-AA gateway, bank statement analysis, loan monitoring, and wealth management solutions—to more than 150 banking, financial services, and insurance clients.

Tractor Junction

Location: India

Website: tractorjunction.com

Funding: raises $22.6M

Date: 219 days ago

Tractor Junction is a rural auto-fintech platform in India that enables financing and purchase of tractors and farm equipment by connecting rural customers with lenders and service providers to boost mobility and financial inclusion.

SalarySe

Location: India

Funding: raises $11m

Date: 239 days ago

SalarySe is an Indian fintech platform that provides salary-linked financial services, such as on-demand wage access and tailored credit products, to improve financial access and flexibility for salaried employees across India.

SalarySe

Location: Gurugram, India

Funding: secures $11.3 m

Date: 239 days ago

SalarySe is a Gurugram-based fintech startup that offers salary advances and credit cards to white-collar employees, enabling on-demand access to earned wages. The platform partners with enterprises and leverages AI tools to enhance customer experience and financial flexibility.

Optimo Capital

Location: India

Funding: raises $17.5m

Date: 240 days ago

Optimo Capital is an Indian fintech NBFC specializing in digital Loan Against Property (LAP) financing, providing a streamlined, technology-driven platform for property-backed loans.

GoodScore

Location: Bengaluru, India

Funding: raises $13 m

Date: 256 days ago

GoodScore is an AI-driven fintech platform based in Bengaluru, India, offering a credit marketplace that connects borrowers and lenders with AI-led advisory services to streamline access to financing.

Hypto

Location: Chennai, India

Funding: raises $3 m

Date: 281 days ago

Hypto provides a tech-infrastructure platform that deconstructs financial products into developer-friendly modules, enabling rapid integration and deployment of custom financial services.

FinBox

Location: Bengaluru, India

Website: finbox.in

Funding: raises $40 m

Date: 282 days ago

FinBox is a credit infrastructure fintech based in Bengaluru, India, providing AI-driven credit intelligence and digital lending infrastructure to lenders globally. The platform helps financial institutions enhance credit decision-making and automate lending processes.

Pelocal

Location: Noida, India

Funding: secures $5 m

Date: 282 days ago

Kiwi

Location: India

Funding: raises $24 m

Date: 305 days ago

Kiwi is an Indian fintech startup offering instant credit on UPI transactions, enabling merchants and consumers to access short-term, buy-now-pay-later financing at the point of sale.

Data Sutram

Location: Mumbai, India

Website: datasutram.com

Funding: raises $9 m

Date: 400 days ago

Data Sutram is a fintech company that helps financial institutions combat fraud by leveraging AI and external data, providing innovative solutions to enhance risk management and security.

Hyperbots

Location: -

Funding: raises $6.5 m

Date: 409 days ago

Hyperbots is a finance automation startup offering software solutions to automate and streamline financial workflows, helping businesses reduce manual effort and improve accuracy.