Fintech Startups That Raised Funding in Usa

Octane Lending, Inc.

Location: New York, USA

Website: octane.co

Funding: Closes $340 M

Date: 10 days ago

Octane Lending, Inc. is a fintech firm that partners with retailers to offer fixed-rate installment loans for powersports and outdoor power equipment, while packaging and selling whole loan portfolios to investors to unlock capital and growth opportunities.

Earlytrade

Location: United States

Website: earlytrade.com

Funding: Raises $25M

Date: 16 days ago

Earlytrade is a construction industry working capital management platform that leverages agentic AI to streamline payments, optimize cash flow, and enhance financial efficiency across the construction payments ecosystem.

EDGE Markets

Location: New York, USA

Website: edgemarkets.io

Funding: Raises $29.2 M

Date: 18 days ago

EDGE Markets is a New York-based fintech company providing specialized financial services and infrastructure for alternative markets, including a dedicated banking platform for market makers and a purpose-built payment rail for gaming and prediction markets.

Catena Labs

Location: -

Website: catena.com

Funding: Raises $30 M

Date: 33 days ago

Catena Labs is an agentic AI-driven fintech startup developing autonomous finance solutions and seeking a U.S. banking charter to integrate advanced AI agents into financial services.

equipifi

Location: Scottsdale, Ariz.

Website: equipifi.com

Funding: Secures $34 M

Date: 43 days ago

Equipifi is a fintech platform that enables banks and credit unions to offer flexible buy now, pay later payment solutions natively within their digital banking experience, helping financial institutions enhance customer engagement and drive revenue growth.

Global Settlement Network

Location: Miami, Florida

Website: globalsettlement.com

Funding: closes $11M

Date: 51 days ago

Global Settlement Network is a Miami-based fintech startup providing regulated cross-border settlement infrastructure, leveraging gold-backed stablecoins and $125M in liquidity commitments to streamline global payments.

Beneficient

Location: Dallas, Texas, USA

Website: trustben.com

Funding: Closes $8.75 M

Date: 77 days ago

Beneficient is a technology-enabled platform providing exit opportunities, primary capital solutions, and related trust and custody services to holders of alternative assets.

NEWITY

Location: Chicago, IL

Website: newitymarket.com

Funding: Secures $11M

Date: 127 days ago

NEWITY is an AI-powered, blockchain-enabled fintech innovator that transforms how small businesses access capital, bridging a $350 billion funding gap and unlocking billions of dollars for America’s 33 million small businesses.

Avantos

Location: New York, USA

Website: avantos.ai

Funding: Raises $25M

Date: 127 days ago

Avantos is a New York-based fintech startup providing an AI-powered platform that unifies fragmented financial technology stacks into a single intelligent system, enhancing client experiences and operational efficiency.

Monark Markets

Location: New York, USA

Website: monark-markets.com

Funding: Raises $8.1M

Date: 128 days ago

Monark Markets is a New York–based fintech company building standardized infrastructure rails for private markets. It enables efficient distribution partnerships and expands product and asset-class coverage for institutional investors.

Oro Impact

Location: Los Angeles, CA

Website: oroimpact.com

Funding: Raises $3M

Date: 129 days ago

Oro Impact is a Los Angeles-based social fintech platform that enables employers to offer homeownership and housing wellness solutions as employee benefits, helping employees build equity and improve financial stability.

Uptiq

Location: Dallas, Texas

Website: uptiq.ai

Funding: Raises $25M

Date: 133 days ago

Uptiq offers an AI platform for financial services, providing autonomous agents that automate complex banking workflows such as lending, compliance, and wealth management.

FinOpsly

Location: Cincinnati, Ohio

Funding: raises $4.45M

Date: 138 days ago

Sapiom

Location: -

Website: sapiom.ai

Funding: raises $15M

Date: 140 days ago

Sapiom offers a specialized payments infrastructure that enables AI-driven agents to autonomously discover, purchase, and manage software tools and services, streamlining transactions and integrations within AI-powered applications.

Zocks

Location: United States

Funding: Raises $45M

Date: 151 days ago

Zocks offers an agentic AI platform that automates workflows, unlocks insights, and provides enterprise integrations for financial advisors, serving over 5,000 firms.

OneDosh

Location: United States

Funding: raises $3m

Date: 153 days ago

OneDosh is a fintech startup developing stablecoin-powered payment infrastructure to enable seamless, fast, and low-cost cross-border transactions, addressing issues like blocked cards, frozen accounts, and currency constraints.

AppTech Payments

Location: -

Website: apptechpayments.com

Funding: Secures $1.5 M

Date: 157 days ago

AppTech Payments is a fintech company offering digital payment processing solutions that enable merchants and financial partners to accept and manage transactions via credit cards, open banking, and e-wallets globally.

Whale

Location: Chicago

Website: gowhale.com

Funding: Raises $4M

Date: 164 days ago

Whale is a Chicago-based real estate fintech startup offering an online rental security deposit management platform that streamlines deposit handling for landlords and tenants, enhancing transparency and efficiency.

Primior Holdings Inc.

Location: Las Vegas, Nevada

Website: primior.com

Funding: Raises $1.9M

Date: 164 days ago

Primior Holdings operates GAIA Marketplace, an AI- and blockchain-powered platform that enables global investors to access and invest in real-world assets through tokenized offerings.

Pluto Financial Technologies

Location: New York, US

Funding: Raises $8.6M

Date: 171 days ago

Pluto Financial Technologies offers an AI-powered lending platform for private market assets, enabling investors to borrow against illiquid positions and access liquidity without selling their holdings.

Architect Financial Technologies

Location: Chicago, Illinois, USA

Website: architect.exchange

Funding: Raises $35M

Date: 184 days ago

Architect Financial Technologies is a Chicago-based fintech firm that operates AX, the first centralized and regulated platform offering perpetual futures on traditional financial instruments. The platform enables investors to trade derivatives with enhanced accessibility, transparency, and efficiency.

Finny

Location: New York, NY, USA

Funding: closes $17M

Date: 189 days ago

Finny is a New York–based fintech startup offering an AI-driven prospecting and marketing platform for registered investment advisors. It uses data-driven outreach to help advisors find new clients and drive organic growth.

Thread Bancorp Inc.

Location: Nashville, Tennessee, USA

Funding: closes $30.5M

Date: 192 days ago

Thread Bancorp Inc. is the parent company of Thread Bank, a Nashville-based fintech institution offering embedded banking solutions that enable technology companies to integrate deposit, lending, and payment services directly into their applications.

AIR

Location: New York, USA

Website: airplatforms.com

Funding: Raises $6.1 M

Date: 197 days ago

AIR is an AI-powered credit intelligence platform that delivers continuous, bias-free credit ratings for public and private credit, enabling financial markets to access daily updated risk assessments.

Diald AI

Location: Los Angeles, California, USA

Website: diald.ai

Funding: Secures $3.75M

Date: 199 days ago

Diald AI is an AI-powered due diligence and underwriting platform that automates and streamlines risk assessment processes for financial institutions and investors, helping them make faster, more accurate decisions.

Asseta AI

Location: United States

Funding: Raises $4.2 M

Date: 202 days ago

Asseta AI is a fintech startup providing AI-powered portfolio management and analytics tools tailored for family offices, helping them streamline investment operations and gain data-driven insights.

SoFi Technologies

Location: San Francisco, California, USA

Website: sofi.com

Funding: Raise $1.5 Billion

Date: 203 days ago

SoFi Technologies is a digital financial services company offering consumer-focused banking, lending, and investment products through its online platform, aiming to simplify and enhance users’ financial well-being.

TrueNorth

Location: San Francisco, California, USA

Website: true-north.xyz

Funding: Raises $3M

Date: 204 days ago

TrueNorth develops domain-specific AI solutions for financial markets, aiming to close the performance gap seen with general-purpose AI in trading and investment decisions. Its platform delivers specialized intelligence that helps investors allocate capital more effectively.

DealMaker

Location: New York City, USA

Website: dealmaker.tech

Funding: Raises $20 M

Date: 232 days ago

DealMaker is a fintech platform providing digital infrastructure to streamline direct-to-investor fundraising, enabling issuers to automate capital raising and access retail investors efficiently.

Bridge

Location: New York, NY

Funding: Raises $5.1M

Date: 238 days ago

Bridge offers a private markets operating system that streamlines alternative asset management by replacing PDFs, spreadsheets, and manual data entry with an integrated digital platform, reducing operational overhead for allocators, wealth managers, RIAs, and family offices.

Lettuce Financial

Location: San Francisco, California

Website: lettuce.co

Funding: Raises $28 M

Date: 239 days ago

Lettuce Financial is a San Francisco–based fintech platform offering an AI-powered operating system, soloOS, that integrates accounting, payroll, benefits and tax compliance tools specifically for solopreneurs and one-person businesses.

Accountable

Location: New York, New York, USA

Website: accountable.capital

Funding: Raises $7.5M

Date: 240 days ago

Accountable is a New York–based fintech startup offering a real-time financial verification platform that enables businesses to securely and accurately validate transactions.

MidLyr

Location: United States

Funding: closes $2.5 m

Date: 240 days ago

MidLyr is a US-based fintech startup providing digital financial services and has raised a $2.5 million pre-seed round to support its expansion into the MENA market.

Clerq

Location: New York City

Website: clerq.io

Funding: Raises $21M

Date: 241 days ago

Clerq is a New York City–based fintech startup offering an account-to-account payments platform that modernizes high-value transactions, enabling businesses to execute large-ticket payments more efficiently and securely.

EPIC

Location: Dallas, Texas, USA

Website: withepic.com

Funding: Raises $10 M

Date: 241 days ago

EPIC is a financial technology company that offers an automated platform to streamline the automotive loan payoff and title release process, reducing costs and accelerating vehicle transactions for dealers, lenders, and consumers.

Paygentic

Location: San Francisco, USA

Funding: raises $2m

Date: 246 days ago

Paygentic is a San Francisco–based fintech startup specializing in AI-driven payment infrastructure solutions that help businesses streamline transaction processing and accelerate product development.

Aboon

Location: United States

Funding: secures $17.5M

Date: 253 days ago

Aboon is a fintech startup offering a streamlined platform for financial advisors to simplify and manage 401(k) plan administration, improving efficiency and compliance.

Trove AI

Location: San Francisco, California

Website: trove.ai

Funding: Raises $7.1M

Date: 255 days ago

Trove AI offers an AI-driven digital teammate for private equity firms, streamlining deal sourcing, due diligence, and analysis to enhance investment productivity and decision-making.

Atomic

Location: New York, USA

Website: atomicinvest.com

Funding: Raises $30

Date: 303 days ago

Atomic offers an embedded investing platform that enables fintechs and financial institutions to integrate and scale investment services, accelerating regulatory expansion and enhancing user access to investment products.

i3 Verticals

Location: -

Funding: Raised to $39.00

Date: 316 days ago

i3 Verticals is a fintech company offering integrated payment processing and specialized software solutions to vertical markets such as healthcare, education, and municipalities, helping organizations streamline operations and enhance transaction efficiency.

IntraFi

Location: -

Website: intrafi.com

Funding: Raises $2 Billion

Date: 319 days ago

IntraFi is a FinTech providing banks with a network-based deposit placement and funding platform, enabling them to offer customers FDIC-insured deposits beyond standard limits. The company facilitates wholesale funding and liquidity management through reciprocal deposit arrangements among member institutions.

Limited

Location: San Francisco, CA

Website: limitedapp.com

Funding: Raises $7M

Date: 389 days ago

Limited is a fintech startup that provides stablecoin-based banking services with self-custody, enabling users to manage digital assets securely and efficiently.

Sequence

Location: New York City, NY, USA

Website: getsequence.io

Funding: Raises $7.5M

Date: 393 days ago

Sequence is a fintech startup that provides an autopilot platform enabling consumers and SMEs to automate financial operations, aiming to streamline and simplify business finance management.

Seeds

Location: NYC

Website: useseeds.com

Funding: Raises $10M

Date: 402 days ago

Seeds is a fintech company that enables financial advisors to create personalized investing experiences and streamline portfolio operations, providing tools to enhance client engagement and operational efficiency.

Blooms

Location: Wilmington, DE

Website: bloomscapital.com

Funding: Raises $2.6M

Date: 402 days ago

Blooms provides AI-driven trade finance, payments, and foreign exchange solutions tailored for Latin American produce exporters, enabling streamlined financial operations and support for cross-border trade.

GreenFi

Location: San Francisco, CA

Website: greenfi.com

Funding: Raises $17M

Date: 430 days ago

GreenFi is a climate-friendly fintech company offering banking, credit, and investment products designed to align financial performance with sustainability goals.